Browsing Tag:


in For Moms

Four Things we did to Save Thousands of Dollars


To be honest, saving money has never really mattered to me. That is, until I became a stay-at-home mom. Now that we are living on one income, it has become my mission to find ways to save money. You may be in the same boat as I was and you’re not sure if you are financially ready to live on one income. Click  HERE. to read my blog post Living on One Income- Are You Financially Ready?

I would like to share with you a few things we have done so far that has saved us THOUSANDS of dollars each year. If you read to the bottom I will also share some posts about how others have saved money. Here is what we have done so far to change our budget.

in Newborns, Toddlers

Living on One Income-Are You Financially Ready?


  Making the Decision to Stay HomeDeciding to be a stay-at-home mom (or dad) is a HUGE decision. Maybe you are the parent who always knew they wanted to stay home. Or, you might be the parent that said you would NEVER stay home. Either way, there are a lot of factors to consider when making the decision for one parent to stay home with the kids.Can you Afford to Live on One Income?The biggest factor most families must consider is their financial situation. Are you financially ready to be a stay at home parent?  One way to find out is to try living off of one income. Automatically put one paycheck in savings for three months and consider how it affects your finances. Do you still have money left over at the end of the three months? Do you need to cut spending in some areas? Will you save any money by staying home? Will you spend more money by staying home?  I have listed out steps you can take to help you answer these questions below.Figure Out Your BudgetI highly recommend signing up for a free account with…